Exim Credit Bank (ECB) is a dynamic investment financial institution dedicated to facilitating export and import cross-border transactions as well as infrastructure financing. With a mission to support global trade and economic development, ECB provides tailored financial solutions that enable businesses to expand beyond borders. The bank plays a crucial role in ensuring smooth international transactions by offering trade finance instruments such as letters of credit, guarantees, supply chain finance, and structured trade facilities. These services help businesses mitigate risks, secure payments, and enhance their operational capacity in the global marketplace. In the trade finance sector, ECB focuses on enabling exporters and importers to conduct transactions efficiently, ensuring that goods and services move seamlessly across international borders.
Equity Contribution in financing refers to the portion of capital that a project sponsor or business owner must invest upfront before securing external funding, typically in the form of debt. A 20% cash liquidity financing requirement means that the borrower or project owner must contribute 20% of the total project or investment cost in liquid cash before The Bank to provide the remaining 80% through loans or other financial instruments.
EPC Financing refers to a structured financial solution used to fund large-scale infrastructure and industrial projects under an Engineering, Procurement, and Construction (EPC) contract. This financing model enables project developers to secure funding to cover the costs of design, procurement of materials, and construction without requiring full upfront capital. EPC financing is widely used in sectors like energy, transportation, real estate, and manufacturing.
Mezzanine debt financing is a hybrid form of financing that combines elements of both debt and equity. It is typically used by companies looking to raise capital for expansion, acquisitions, or large-scale projects without giving up significant ownership. Mezzanine financing is subordinated to senior debt but ranks higher than equity in terms of repayment priority.
This type of financing is commonly structured as a loan with equity conversion options (such as warrants or convertible debt), allowing lenders to convert their investment into equity if the borrower defaults or meets specific conditions.
Commodity finance is a specialized form of trade finance that provides funding for the production, transportation, and trading of physical commodities such as oil, gas, metals, agricultural products, and minerals. It enables producers, traders, and buyers to manage cash flow, mitigate risks, and facilitate the movement of goods across global markets. Commodity finance is widely used by commodity traders, exporters, importers, and producers who need working capital to fund operations while awaiting payment from buyers.